TD Charitable Foundation offers 20 housing grants of $500,000, due November 24

The TD Charitable Foundation is offering 20 grants of $500,000 each, $10 million in all, to nonprofits that help renters raise their incomes and stay housed. Applications for its 2027 Housing for Everyone program close at 4 p.m. Eastern on Tuesday, November 24.

The TD Charitable Foundation is the charitable arm of TD Bank in the United States. Housing for Everyone is a yearly competition it has run since 2005. The details below come from the program page and the foundation's 2027 guidelines and FAQ.

What is TD funding this year?

It is funding programs that close the gap between what low- and moderate-income renters earn and what their housing costs. The guidelines ask for work that ties income growth and steady employment to housing stability, paired with services such as financial coaching and benefits navigation.

Eligible programs include one or more of these:

• Training, credentialing and job placement for renters, delivered as part of a housing stability model.
• Housing organizations in formal partnerships with workforce or financial capability groups that share accountability for income and housing outcomes.
• Resident services inside affordable housing that pair income advancement with wraparound support.

The foundation will not fund standalone rental assistance or rent subsidies, workforce programs with no housing tie, financial literacy classes with no employment or housing outcomes, construction or acquisition of housing, or advocacy and policy work.

How is this round different from the last one?

It makes half as many grants, each twice as large. The 2026 round awarded $10 million to 40 nonprofits at $250,000 each, focused on preventing evictions before a crisis, TD announced in April. The table is our own comparison from TD's announcements.

Since 2005, the program has awarded more than $73 million to more than 675 housing initiatives, according to TD.

Who can apply?

Most 501(c)(3) public charities, and state or local government entities, whose programs serve TD's footprint can apply. The footprint covers listed counties in 15 states, from Maine to Florida, plus Washington, D.C. The full county list is in the guidelines.

• Applicants need a track record of connecting income or workforce work with housing stability, and a way to measure results.
• Organizations that received more than $300,000 from TD or its foundation between October 31, 2025, and September 30, 2026, are not eligible. Past Housing for Everyone grantees may apply again.
• Each organization may submit one application. Private foundations, religious organizations and research groups are among those excluded.

What should an applicant prepare?

Start with the budget. Every award is exactly $500,000, and the project budget must be at least that much, the FAQ says. Grants must be spent within 12 months and are followed by an impact report.

TD prefers an audited financial statement from 2024 to 2026 and will accept a prepared statement instead, but not a Form 990. All documents must be PDFs, and incomplete applications will not be considered. TD is holding an information webinar on November 10 at 11 a.m., with a recording to follow. Decisions are due in late March 2027 and grantees will be announced in April.

In our view, a 12-month, $500,000 project is a large lift for a small organization, so the partnership route in the guidelines may suit smaller groups best. Either way, the budget should match the work plan line by line. Our guide to writing a grant budget a program officer can read covers the basics.